الشمول المالي وادوات الشمول المالي Financial inclusion
Financial inclusion is defined as the availability and equality of opportunities to access financial services. It refers to a process by which individuals and businesses can access appropriate, affordable, and timely financial products and services. These include banking, loan, equity, and insurance products. الشمول المالي أو الاشتمال المالي، مصطلح أطلق عليه العديد من التعريفات، ولعل أبرزها:
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